- CTBC Bank Philippines Partners with Hitachi Asia to Bring Faster, Safer Digital Banking Experience to Customers
- CTBC Bank undertakes tree planting activity
- CTBC Bank Officials Pay Courtesy Call to Incoming BSP Governor
- CTBC Bank Donates Ambulance to PGH
- Bank Acquired Properties for Sale
- CTBC Bank Provides Funding for PGH Ambulance
Today's Rates
- Peso Time Deposit
- US Dollar Time Deposit
- Ultimate Earner
- Deposit Products
- PDS Weighted Average
- PDS Close
- US Dollar / Peso Exchange Rates
- Net Asset Value Per Unit and Return on Investment
Home > Personal Banking > Loans > Salary Stretch Loans > Salary Stretch Loan For Individuals
Salary Stretch Loan For Individuals
Brief Description
CTBC Bank Salary Stretch Loan for individuals is a short-term or mid-term multi-purpose unsecured loan for salaried and self-employed segments. Loan repayment under this program is through Post-Dated Checks (PDCs).
Eligibility Criteria
- Must be between 23 and 65 years old * upon loan maturity
- With a minimum gross monthly income of PhP15,000 for Bankers and PhP20,000 for Non-Bankers and working within the Bank’s serviceable area
- Must have at least six (6) months work tenure with current employer or a total of two (2) years working experience, including work on a regular / permanent status
- With office and home landline and/or mobile number
- Must be a Filipino citizen
Note: Qualifications may vary subject to the Bank's terms and policies.
* If verified retirement age of company is 60 years old. Borrowers more than 60 years old (but not more than 65 years old) upon loan maturity must submit a Credit Life Insurance.
- Must be between 23 and 65 years old * upon loan maturity
- With a minimum gross monthly income of PhP25,000 and working within the Bank’s serviceable area
- Must have at least one (1) year work tenure with current company or a total of two (2) years employed in the call center industry
- With office and home landline and/or mobile number
- Must be a Filipino citizen
Note: Qualifications may vary subject to the Bank's terms and policies.
* If verified retirement age of company is 60 years old. Borrowers more than 60 years old (but not more than 65 years old) upon loan maturity must submit a Credit Life Insurance.
- Must be between 25 and 65 years old * upon loan maturity
- With a minimum gross monthly income of PhP20,000 and working within the Bank’s serviceable area
- Have a business registered in existence of operation for at least three (3) years for Service Industries or five (5) years for Trading and other industries
- With office and home landline and/or mobile number
- Must be a credit cardholder
- Must be a Filipino citizen
Note: Qualifications may vary subject to the Bank's terms and policies.
* If verified retirement age of company is 60 years old. Borrowers more than 60 years old (but not more than 65 years old) upon loan maturity must submit a Credit Life Insurance.
- Must be between 25 and 65 years old * upon loan maturity
- With minimum gross monthly income of PhP25,000.00 and working within the Bank's serviceable area
- Employed with the current employer for at least two (2) years on a regular/permanent status
- Have a hospital landline and residence landline or mobile number
- Must be a Filipino citizen
Note: Qualifications may vary subject to the Bank's terms and policies.
* If verified retirement age of company is 60 years old. Borrowers more than 60 years old (but not more than 65 years old) upon loan maturity must submit a Credit Life Insurance.
- Must be between 25 and 65 years old * upon loan maturity
- With minimum gross monthly income of PhP25,000.00 and working within the Bank's serviceable area
- Must be a registered doctor/dentist for at least three (3) years based on Professional Regulatory Commission (PRC) ID
- Have a clinic and residence landline or mobile number (for clinic-based doctors/dentists)
- Must have a residence landline and mobile number (for consultants)
- Must be a Filipino citizen
Note: Qualifications may vary subject to the Bank's terms and policies.
* If verified retirement age of company is 60 years old. Borrowers more than 60 years old (but not more than 65 years old) upon loan maturity must submit a Credit Life Insurance.
