What Is a Dividend and How Do They Work?

Arielle O’Shea leads the investing and taxes team at NerdWallet. She has covered personal finance and investing for over 15 years, and was a senior writer and spokesperson at NerdWallet before becoming an assigning editor. Previously, she was a researcher and reporter for leading personal finance journalist and author Jean Chatzky, a role that included developing financial education programs, interviewing subject matter experts and helping to produce television and radio segments. Arielle has appeared on the "Today" show, NBC News and ABC's "World News Tonight," and has been quoted in national publications including The New York Times, MarketWatch and Bloomberg News. She is based in Charlottesville, Virginia.

Reviewed by Jody D’Agostini Certified Financial Planner®

Jody D’Agostini
Certified Financial Planner® | financial planning, investing, family investing, retirement, wealth management

Jody D’Agostini, financial advisor with Equitable Advisors, focuses her practice in the areas of comprehensive financial planning and wealth management for individuals and closely held businesses using a goal-based, holistic approach to their finances. She specializes in the areas of retirement and estate planning, having obtained a certificate in retirement planning from the Wharton School at the University of Pennsylvania. D’Agostini has been working with family law attorneys and mediators for over 15 years providing insight into the financial issues surrounding divorce to assist individuals in achieving a fair and equitable settlement, but most importantly to assist in making decisions that give them a clear view of their future and a path toward achieving their life goals. She helps them feel empowered to move forward towards a brighter future.

At NerdWallet, our content goes through a rigorous editorial review process. We have such confidence in our accurate and useful content that we let outside experts inspect our work.

Assigning Editor

Pamela de la Fuente
Assigning Editor | Consumer Credit, Taxes, Retirement, Underrepresented communities, Debt

Pamela de la Fuente leads NerdWallet's consumer credit and debt team. Previously, she led taxes and retirement coverage at NerdWallet. She has been a writer and editor for more than 20 years.

Pamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star.

She is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all.

She is a graduate of the Maynard Institute's Maynard 200 program, and was a presenter at the National Association of Black Journalists convention in 2023. She is a two-time winner of the Kansas City Association of Black Journalists' President's Award. She is also a founding co-chair of NerdWallet's Nerds of Color employee resource group.

Pamela is a firm believer in financial education and closing the generational wealth gap . She got into journalism to tell the kind of stories that change the world, in big and small ways. In her work at NerdWallet, she aims to do just that.